Overview
College expenses are rising, but strategic planning can ease the burden. By utilizing tools like 529 plans and scholarship planning, you can ensure your child's dreams are within financial reach.
Why It Matters
Early planning allows for tax advantages and reduced reliance on student loans—helping your child graduate with confidence, not debt.
Key Benefits
Reduce or eliminate student loan dependency
Maximize grants and scholarships
Grow funds tax-free with education-specific accounts
Leverage government benefits and financial aid
Budget realistically for long-term savings goals
Who It's For
Parents and guardians
Grandparents supporting education goals
Families preparing for multi-generational education support
Frequently Asked Questions
What is a 529 plan and how does it work?
A 529 plan is a tax-advantaged savings plan specifically for education expenses. The money grows tax-free and can be withdrawn tax-free for qualified expenses.
When should I start college planning?
As early as possible—even small amounts saved early can grow significantly over time.
Can college savings affect financial aid eligibility?
Yes, but strategic planning can minimize this impact. Our advisors can guide you on the best structure.