Overview
Long-term care insurance helps cover the costs of care when you can no longer perform everyday activities on your own. Planning ahead protects your assets and relieves the burden on your family.
Why It Matters
Healthcare costs are rising, and government programs may not cover all your needs. Long-term care insurance ensures you receive quality care without depleting your savings.
Key Benefits
Protects your savings and assets
Provides choice of care settings and providers
Reduces burden on family members
Helps maintain independence and dignity
Customizable coverage options
Who It's For
Individuals planning for retirement
Families with aging loved ones
Anyone concerned about future healthcare costs
Frequently Asked Questions
When should I buy long-term care insurance?
The earlier, the better. Premiums are lower when you're younger and healthier.
What does long-term care insurance cover?
It covers services like nursing home care, assisted living, and in-home care.
Is long-term care insurance expensive?
Costs vary, but planning ahead can make it more affordable. We help you find the right fit.